Condos & Townhomes

CONDOMINIUM INSURANCE IN WESTLAKE VILLAGE, CALIFORNIA

You have worked hard for the life you have built. Keep it safe with townhome and condominium insurance from Steve D. Reich Insurance Agency, Inc. in Westlake Village, California.

CONDOMINIUMS & TOWNHOMES

Designed with your special needs in mind, we offer a condominium owner's package that has the coverage you need and the options you want to insure the protection of both your personal property and your personal liability.
With condominium insurance from our agency, your personal property is covered against:
  • Theft or Vandalism
  • Glass Breakage
  • Riot or Civil Commotion
  • Falling Objects
  • Building Collapse
  • Vehicles or Aircraft
  • Weight of Snow, Ice, or Sleet
  • Smoke (If Sudden and Accidental)
  • Fire or Lightning
  • Windstorm or Hail
  • Explosion
  • Sudden and Accidental Discharge of Water or Steam from Plumbing, Heating, Air Conditioning, or Other Household Appliances
  • Sudden and Accidental Discharge from Artificially Generated Electrical Current

PERSONAL LIABILITY

Like our homeowners' insurance policy, a condominium owner's policy also comes with personal liability coverage. This pays for bodily injury to other people or damage to their property if you are liable because of unintentional acts committed by you or qualified family members on or off your premises or the acts of your pets.
Additionally, your policy covers legal expenses, such as court costs and attorney fees, if you need to be defended for any reason. Your coverage also pays for any necessary expenses incurred, including up to $60 a day for loss of wages.

CIVIL CODES (OR STATE STATUES)

  • CC&Rs, Bylaws, and Condo Plans
  • Lending Institution Requirements (Such as FNMA or FHA)
  • Property Valuations Based on Property Maintained and Owned by Your Association
  • Number of Units and the Amenities Offered

DIRECTORS AND OFFICERS LIABILITY INSURANCE

As a director, officer, trustee, or volunteer of a community association, you have chosen to run all association business as effectively and efficiently as possible, as well as to enforce all association rules and regulations.
While the ultimate goal of any elected Board is to protect the property's value and improve the quality of life for unit owners, legally you can be held personally liable for both the decisions and actions, including any wrongful act, error, or omission, made on behalf of your association. No organization is ever completely safe from being the target of, or sued for, a wrongful act, error, or omission.
Our insurance agency offers the protection you need. Directors and officers liability insurance protects you and your association from awards, settlements, and the costs needed to defend yourself against a claim.
Contact us today in Westlake Village, California, to request a quote or see if you qualify for one of our condominium discounts — making it even more affordable than ever.
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